Find the right LIC plan

Non-participating, non-linked, limited-premium savings & protection plan

• Guaranteed Additions of ₹70 per ₹1,000 of annual premium during the premium paying term
• Booster Income Benefit: 70% of basic sum assured, payable if you survive 5 years past the premium paying term
• Regular Income Benefit: 10% of basic sum assured every year during the payout period
• Rebates for existing LIC policyholders; optional riders available

Non-participating, non-linked pure-risk plan with a guaranteed death benefit

• Fixed, guaranteed death benefit throughout the policy term
• Special premium rates for women
• Rebate for higher sum assured
• Optional riders to enhance cover

Deferred annuity plan — regular income for life after the deferment period

• Annuity rates guaranteed at the time of purchase
• Choice of annuity options to suit your retirement needs
• Top-up facility to increase the future annuity by paying extra premium during deferment (subject to conditions)
• Start planning for a steady post-retirement income

Health insurance for specified early-stage and major-stage cancers

• Early-stage cancer: 25% of the sum assured
• Major-stage cancer: 100% of the sum assured — even after an early-stage claim
• Monthly income of 1% of the sum assured for 10 years after a major-stage diagnosis
• Premium waiver after an eligible diagnosis; premiums guaranteed throughout the term

Non-participating, non-linked individual health insurance plan

• Daily hospital cash benefit
• Lump-sum payouts for specified major surgeries, day-care procedures and certain medical conditions
• Benefits for other surgical procedures, subject to terms
• Optional riders at extra premium · *subject to conditions

Non-linked, non-participating savings whole life plan

• Guaranteed Additions of ₹40 per ₹1,000 of basic sum assured every year during the premium paying term
• Option I: Regular Income — 10% of basic sum assured every year after premiums end
• Option II: Flexi Income — leave the 10% to grow at 5.5% p.a. and withdraw up to 75% once a year
• Death benefit: higher of basic sum assured or 7× annualised premium, plus accrued additions; never below 105% of premiums paid

Non-linked whole life plan with yearly survival income

• Regular income of 8% of basic sum assured each year until death or the anniversary before maturity
• Death benefit: higher of basic sum assured or 7× annualised premium, plus bonuses
• Maturity benefit: basic sum assured plus vested simple reversionary bonuses and any final additional bonus
• Ask us for the entry-age and term table for your age

Participating, non-linked, individual life savings plan

• On death: family gets 10% of basic sum assured every year until maturity, plus 110% of sum assured at maturity
• Maturity: basic sum assured plus vested bonuses and final additional bonus
• Built for goals such as a child’s education or marriage
• Optional riders: Accidental Death & Disability, Accident Benefit, New Term Assurance

Non-participating, non-linked savings plan for children

• Guaranteed Additions of ₹80 per ₹1,000 of basic sum assured every policy year
• Maturity benefit: basic sum assured plus accrued Guaranteed Additions
• Four options (limited or single premium) with different death-benefit multiples
• Optional Premium Waiver Benefit Rider on limited-premium options

Participating, non-linked, individual life savings plan

• Maturity benefit: basic sum assured plus vested bonuses and final additional bonus
• Life cover continues after maturity — basic sum assured is paid on death after the policy term
• During the term: higher of 125% of basic sum assured or 7× annualised premium, plus bonuses
• Riders: Accidental Death & Disability, Accident Benefit, New Term Assurance, Critical Illness

Participating, non-linked, limited-premium savings plan

• Pay for a limited term, stay covered for longer
• Maturity benefit: basic sum assured plus vested bonuses and final additional bonus
• Death benefit: higher of basic sum assured or 7× annualised premium, plus bonuses (never below 105% of premiums paid)
• Four optional riders including Premium Waiver Benefit

Non-linked, non-participating, standard pure-risk plan

• Simple, standard term cover for everyone
• Death benefit: highest of 10× annualised premium, 105% of premiums paid or basic sum assured (single premium: higher of 125% of premium or sum assured)
• First 45 days: only accidental death is covered in full
• No maturity benefit

Fund your child's education & future

• Plan for your child's education and marriage goals
• Start early, build a safer tomorrow
• Ask us which child plan suits your child’s age

Peaceful, steady income after retirement

• Regular income when you stop earning
• Choose the option that fits your retirement dreams
• Ask us for current pension plan options